anaheim-gazette 1910-10-20

UP STATE OIL NOTES Combine of Big Companies Controls 80 Per Cent of Output (Correspondence of The Gazette) San Francisco, Oct. 17.—The most important transaction, in point of capital and business involved, that ever was negotiated on the Pacific coast, has just been brought to a successful conclusion by the signing of the long expected agreement between the Independent Agency-Union Oil company and the Associated Oil company. By the terms of this contract fully 80 per cent of all the oil produced in California will be handled by the big combine during the next three years, thus providing for the marketing of all of the Agency's vast surplus production of oil through the Associated. The consummation of this deal aligns all of the powerful factors in the California oil industry, except the Standard Oil company, in harmonious co-operation for the extension of the market and the systematic, economical handling of the state's greatest industry. Of the ttoal petroleum output of California, approximately 215,000 barrels daily, the Independent-Union combination produces 100,000 barrels, the Associated produces the next largest quantity, while the Standard, with what it buys and what it produces, controls nearly all the remainder of the state's production. The important features of the contract entered into by the big marketing companies are as follows: The Associated Oil company becomes the marketing agent for the unsold oil of the Union-Independents, the former agreeing to use its best efforts to sell this oil on advantageous contracts. The Union-Independents are to re- for 1910. This would make California the world's premier producer of petroleum. Producers Obtain Better Prices The members of the Independent Agency will receive 46c for their August production. Although this price is practically the same as for July, it will net the producers more, as a considerable proportion of July returns were paid out for storage. No. 2 well of the Pyramid Oil company in the Santa Paula district, which is 1700 feet deep, has been shooting oil over the derrick at intervals of every half hour during the past few days. This is an extraordinary performance for this district, where gushers are practically unknown. The stampede into the Lost Hills territory since the striking of light oil there recently, continues to increase. Much of the land in this section was located before the withdrawal order of the interior department was promulgated. It is reported that the Associated Oil company has acquired 20,000 acres here and will extend a branch pipe line from the Coalinga-Sunset line into the district. The Consolidated Midway Oil company, owners of the big controlled gusher a mile east of the Lakeview, which is said to be capable of making 3000 barrels an hour, is nearing the gusher sands in a well on its 40-acre holding in section 15-32-23. The well is over 2100 feet deep with 8-inch casing and experts predict that another big gusher will be struck in this well, as it is located in close proximity to the big Regal gusher of the Union Oil company, and not far from the Standard's gusher on section 14. The sale for $200,000 of the Essex property, section 6-11-23, Sunset district, to John Barneson and associates, is reported. The property consists of 40 acres and the price of $5000 an acre is a record one for this district. UNCLE SAM GETS Recovers for Destruction Forest Growth In In an action for filing the Black Hills nation-tuted by the United States Missouri River era railroad, the jury ages to the government; the loss of merchandise also for the destruction antable young growth. This is regarded by finalists as establishing an precedent. So far at the U.S. Department of Agriculture, it is the first court has recognized call the 'expectation' growth as furnishing an award of damages. To the way of such an event has been that there is no proof to the satisfaction courts the money value sustained. The award in this case followed the presidence as to the cost of foresting which he actually doing in these areas. The amount claimed by growth burned was $1 million under this claim in full by the just amount of damages owed $728.85, of which $2,634 merchantable timber owed by the fire. It is recognized by the cost of artificial trees will not always furnish for estimating the day reproduction. Where be expected by natural seed-trees on the short time, artificial planting is an unnecessary thod. To meet such known as "yield tables prepared. By the usual loss can be shown in with what it buys and what it produces, controls nearly all the remainder of the state's production. The important features of the contract entered into by the big marketing companies are as follows: The Associated Oil company becomes the marketing agent for the unsold oil of the Union-Independents, the former agreeing to use its best efforts to sell this oil on advantageous contracts. The Union-Independent are to retain all their present business and the Associated is to do likewise. The Associated is to assign all new business taken under contract to the Union-Independent until such time as the volume of sales of the latter equal the volume of sales of the former. Thereafter all new contracts for the sale of oil is to be divided between the Union-Independent and the Associated. The Associated is to receive a commission of 10 per cent on all sales of oil for the Union-Independent. Oil operators generally concede that the Independent have by far the best of the bargain and that the contract entered into between the big marketing companies practically means that the Associated has joined the Agency. The disposal of the surplus oil of the Independent through the Associated company will clear up the oil situation in California and result in a speedy return of normal conditions in the state's great industry, which has been in an unsettled condition for some time as a result of a production of oil in excess of the marketing facilities of the Independent. It has been known for some time that the Associated did not have sufficient oil with which to fill its contracts and that a deal for the purchase of the Indendents' surplus was inevitable. Evans Boosts Industry The embarkation of Rear Admiral Robley D. Evans in the California oil industry upon the incorporation of the California Consolidated Oil company, followed by the taking over by the new corporation of three big producing oil companies in this state, has attracted world-wide attention to the Golden State's greatest industry. It is freely predicted in oil circles that the recent purchases of valuable oil properties by Evans and his associates are only the forerunners of other important acquisitions by them of rich oil holdings in California. Dividend disbursements of California oil companies whose stocks are listed on the San Francisco stock exchange with what it buys and what it produces, controls nearly all the remainder of the state's production. The important features of the contract entered into by the big marketing companies are as follows: The Associated Oil company becomes the marketing agent for the unsold oil of the Union-Independent, the former agreeing to use its best efforts to sell this oil on advantageous contracts. The Union-Independent are to retain all their present business and the Associated is to do likewise. The Associated is to assign all new business taken under contract to the Union-Independent until such time as the volume of sales of the latter equal the volume of sales of the former. Thereafter all new contracts for the sale of oil is to be divided between the Union-Independent and the Associated. The Associated is to receive a commission of 10 per cent on all sales of oil for the Union-Independent. Oil operators generally concede that the Independent have by far the best of the bargain and that the contract entered into between the big marketing companies practically means that the Associated has joined the Agency. The disposal of the surplus oil of the Independent through the Associated company will clear up the oil situation in California and result in a speedy return of normal conditions in the state's great industry, which has been in an unsettled condition for some time as a result of a production of oil in excess of the marketing facilities of the Independent. It has been known for some time that the Associated did not have sufficient oil with which to fill its contracts and that a deal for the purchase of the Indendents' surplus was inevitable. Evans Boosts Industry The embarkation of Rear Admiral Robley D. Evans in the California oil industry upon the incorporation of the California Consolidated Oil company, followed by the taking over by the new corporation of three big producing oil companies in this state, has attracted world-wide attention to the Golden State's greatest industry. It is freely predicted in oil circles that the recent purchases of valuable oil properties by Evans and his associates are only the forerunners of other important acquisitions by them of rich oil holdings in California. Dividend disbursements of California oil companies whose stocks are listed on the San Francisco stock exchange with what it buys and what it produces, controls nearly all the remainder of the state's production. The important features of the contract entered into by the big marketing companies are as follows: The Associated Oil company becomes the marketing agent for the unsold oil of the Union-Independent, the former agreeing to use its best efforts to sell this oil on advantageous contracts. The Union-Independent are to retain all their present business and the Associated is to do likewise. The Associated is to assign all new business taken under contract to the Union-Independent until such time as the volume of sales of the latter equal the volume of sales of the former. Thereafter all new contracts for the sale of oil is to be divided between the Union-Independent and the Associated. The Associated is to receive a commission of 10 per cent on all sales of油 forthe Union-Independent. Oil operators generally concede that the Independent have by far the best of the bargain and that the contract entered into between the big marketing companies practically means that the Associated has joined the Agency. The disposal of the surplus oil ofthe Independent throughtheAssociatedcompanywillclearuptheoil situationinCaliforniaandresultinapeedyreturnofnormalconditionsinthestate'sgreatindustrywhichhasbeeninanunsettledconditionforsometimeasaresultofaproductionofoilinexcessofthemarketingfacilitiesoftheIndependents.IthasbeenknownforsometimethattheAssociateddidnothavesefficientolifwithwhichtofillitscontractsandthatadealforthepurchaseoftheIndendents'surpluswasinevitable. Evans Boosts Industry The embarkation of Rear Admiral Robley D. Evans in the California oil industry upon the incorporation ofthe California Consolidated Oil company, followed by the taking over bythenewcorporationofthreebigproducingoilcompaniesinthisstate,hastractedworld-wideattentiontotheGoldenState'sgreatindustry.ItisfreelypredictedinoolcirclesthattherecentpurchasesofvaluableolpropertiesbyEvansandhisassociatesareonlythefererunnersofotherimportantacquisitionsbythemofricholholdingsinCalifornia. DividenddisbursementsofCaliforniaoilcompanieswhosestocksarelistedontheSanFranciscostockexchangewithwhatitbuysandwhatitproducescontrolsnearlyalltheremainderofthestate'sproduction. THE CARE OF VEILS Some Little Hints that Make for Neatness and Niceness Neatness and refinement in every appointmentof feminineapparelfromthearrangementoftheveiltotheshapelyandwell-polishedfootwear,bespeakthetruegentlewoman. Perhapsthereisnooneofthesmallbelongingsofwomankindso dificulttokeepinperfectconditionasthemuch-usedveil.Fromrepeatedattemptstofititproperlyaboutthebrimofthehat,ortoadjustitinafashionbecomingtothelinesoftheface,veryfrequentlythemesoftheveilwillbecome tornslightly.Itwouldseemflagrantextravagancetocdiscardtheveilwhichisperfectlygoodwiththeexceptionofthistinyrentbuta veil,asweallknow,isnotfashionedinsuchamannerthatitcanbepatchedordarned,howeverdeftthefingersoftheneedlewomanwho undertakesthetask. Yetonewoman'swithcomesto治therescueofhersisters,andtherentintheveillmaybemended easilyasArachnewroughthermarvelousweb.Anditisallsosimplea matterthatinfew momentstheveillmaybemadetomappearquiteasgoodasanewone. Taketwostrandsofhairandthenthreadaneedlewiththese;then slipthe needlebetweenthetornmeshesanddrawthemtogether,justcloseenough,however,tousesembletheoriginalform.TiethehairsecurelyinseveralknotsandclipofftheendsWhentheveillisindisuseitshouldneverbecarelesslythrownintoadrawerorevenfolded—butshouldbe neatlyrolled. POINTS FOR THE HOUSEWIFE Use glass fruit jars to keep cooking raisins moist. When mendinggloves,usecotton insteadofsilk,asthelatterwillcutthekid.Alwaysmendfromtheinsideofagloveanduseaveryfine new corporation of three big producing oil companies in this state, has attracted world-wide attention to the Golden State's greatest industry. It is freely predicted in oil circles that the recent purchases of valuable oil properties by Evans and his associates are only the forerunners of other important acquisitions by them of rich oil holdings in California. Dividend disbursements of California oil companies whose stocks are listed on the San Francisco stock exchange make a very gratifying showing for September, the amount paid to stockholders being $682,510.35, as compared with $669,917.45 for August. The September dividends were all paid from the sale of oil, which is a remarkable record in view of the fact that many companies were unable to market their usual quota of oil during the month owing to a lack of transportation facilities. The consummation of the agreement between the Union-Independents and the Associated for the marketing of the surplus oil of the former has had a very stimulating effect on the market for oil securities. The oil stock market is assuming a strong tone and more activity than for several months past and prospects are that there will be a continued active market for oil securities from now on. The production of petroleum in California for the first eight months of the present year was 51,360,574 barrels as compared with a production of 56,000,000 barrels for the entire year of 1909. With a continuance of the present rate of production for the balance of the year, the state's output promises to be fully 70,000,000 barrels in several knots and clip off the ends. When the veil is in disuse it should never be carelessly thrown into a drawer or even folded—but should be neatly rolled. POINTS FOR THE HOUSEWIFE Use glass fruit jars to keep cooking raisins moist. When mending gloves, use cotton instead of silk, as the latter will cut the kid. Always mend from inside of a glove and use a very fine needle. To prevent cream from dripping, rub outside of the cream pitcher with butter before using. Raw potato grated and applied to a burn will give almost instant relief. Another good remedy is butter and then baking soda. Another remedy for small burns is to cover immediately with white of egg. It almost instantly relieves all pain. An old-fashioned remedy for burns—and a good one, too—is a paste made of molasses and flour. Underground vegetables, roots and tubers and also the vegetables whose stalk is eatable should be cooked in unsalted water, as salt has a tendency to toughen their woody fibre. Lettuce can be kept crisp and fresh for several days if cleaned and put in glass jars. Screw in the cover but use no rubbers. Celery can be kept fresh by wrapping in damp cloth or a gunny sack and put in dark place. After washing the kitchen shelves and drain boards, rub with lemon—all stains will disappear. Avoid the combination of fish and ice cream at one meal, for there is danger of ptomaine poisoning. UNCLE SAM GETS DAMAGES Recovers for Destruction of Young Forest Growth in Black Hills In an action for fire trespass on the Black Hills national forest instituted by the United States against the Missouri River and Northwestern railroad, the jury awarded damages to the government not only for the loss of merchantable timber but also for the destruction of unmerchandable young growth. This is regarded by government officials as establishing a very important precedent. So far as is known at the U. S. Department of Agriculture, it is the first time that any court has recognized what foresters call the 'expectation value' of young growth as furnishing a basis for the award of damages. The difficulty in the way of such an award in the past has been that there was no way to prove to the satisfaction of the courts the money value of the loss sustained. The award in the South Dakota case followed the presentation of evidence as to the cost of work in reforesting which the government is actually doing in the Black Hills. The amount claimed for the young growth burned was $12 an acre, and the claim under this item was allowed in full by the jury. The total amount of damages claimed was $3,728.85, of which $2,634.45 was for the merchantable timber destroyed or injured by the fire. It is recognized by foresters that the cost of artificial reforestation will not always furnish a fair basis for estimating the damage to forest reproduction. Where new growth can be expected by natural sowing from seed-trees on the ground within a short time, artificial planting or sowing is an unnecessarily expensive method. To meet such cases what are known as "yield tables" are being prepared. By the use of these the loss can be shown in terms of the THE EVOLUTION OF AN ENTOMOLOGIST I am an entomologist; I did not start to be one; there was a time I'd not have known one had I chanced to see one. I would have been a gardener—alas, my hopes were blighted, for bugs and flies and worms and worms and things came to me uninvited. Last spring I set a garden out, such dainty beds and patches. Said I: "Twill be a gladsome sight, provided my seed hatches." (Now hatch may not be quite the word, but rhyme is such aetter to synonym I have to yield, though sprout would suit me better.) I am an entomologist; of insects once so wary I'm deep in entomology that's quite involuntary; upon my few potato stalks are cross-barred bugs and striped, with appetites omnivorous and greed that's truly biped. I hear them call across the field to feathered bugs and furry: "There's lots of green stuff over here so hurry, hurry, hurry." And then there comes the bug parade from all the fields surrounding; I hear the locusts' rusty legs across the greensward sounding; I see the worms come trundling in, the lord bug and the lady; they get beneath some luscious leaf, and in seclusion shady they eat my peas and spinach up, bugs robust and bugs pallid; they make my cabbage into slaw and string beans into salad. I am an entomologist; I have red bugs and white ones; bugs young and old and middle-aged, and heavy bugs and light ones. I have them lean, I have them stout, dry-land bugs and aquatic, and bugs that leap from leaf to leaf—I have bugs acrobatic; I've bugs that crawl and bugs that fly, bugs of each kind and venue: potato bugs, tomato bugs, and bugs for every menu; I've some that dig in earth for roots, and some that feed on topses; I've bugs that pick the early fruits and bugs for all my corpses. And so I've lost my interest in therefore in black type: The United States government must own and operate the railroads of Alaska. The statesman who can put through such a measure will act with fore-sight, and his glory will be great. The experience will be valuable, for the light it will shed, when government ownership in this country proper becomes a question, yet this experience is not our reason for the step. The reason is that in no other way can these vast resources be developed without being turned into a gigantic club, swung by one of the greatest trusts the world has ever known.—Collier's. REPUBLICAN COUNTY TICKET CLYDE BISHOP For Assemblyman 77th District C. E. RUDDOCK For Sheriff L. A. WEST For District Attorney W. B. WILLIAMS For County Clerk CAL D. LESTER For Auditor It is recognized by foresters that the cost of artificial reforestation will not always furnish a fair basis for estimating the damage to forest reproduction. Where new growth can be expected by natural sowing from seed-trees on the ground within a short time, artificial planting or sowing is an unnecessarily expensive method. To meet such cases what are known as "yield tables" are being prepared. By the use of these the loss can be shown in terms of the final crop and the time necessary to produce it. Thus, if it is known that ten thousand feet of timber per acre can be cut once in seventy years, it is easy to calculate the value of the crop when it is ten years old by discounting from its value when mature. In European countries where forestry has been long practiced this method is regularly applied in selling, condemning, or estimating damages on forest property. It is also used abroad in insurance, which would be impracticable if there were not both an accepted basis for determining the loss suffered and a reasonably accurate knowledge of the hazard involved. OPPOSE INDIA BASIN ACT San Francisco Harbor League Against Million Dollar Bonds San Francisco Harbor League. San Francisco, Oct. 5, '10. Editor Gazette.—This league desires to submit to your paper some facts and reasons why we are opposing the issuance of the $1,000,000 bond issue, known as the India Basin act. San Francisco does not need more water frontage, as there are now some 8 miles of natural water front that has not been built on or utilized, capable of providing 38 miles of additional berthroom without condemning or buying a single foot of land. No basins are needed to make our shipping safe, for we have a natural, safe and land-locked harbor. Every commercial body and upward of 20 improvement clubs have declared against this bond issue. There is no merit in the contention made by the proponents of this bond issue, that San Francisco needs an inland harbor, and no engineer of any prominence or standing has ever said so. The revenues of San Francisco harbor cannot meet the interest and sinking fund of this useless and pernicious resource. HOW TO SAVE ALASKA The subject of government ownership of railways in the United States proper is in the stage where the people are feeling their way. Both the public and the railroad magnates are being educated. Only a few magnates are still so Bourbon that they imagine the nation will ever again be willing to have a handful of private citizens determine, unchecked, the conduct of the one utility on which all commerce depends. The people, on their side, are coming to realize that blind hostility to railroads is suicidal. Friendly co-operation is needed between public aspirations and technical knowledge. Such cooperation may enable private ownership to last for some time—perhaps it may even be permanent. But Alaska presents a different problem. The resources are fabulous. Guggenheim, Schiff and others are telling the world how hazardous Alaskan investments are. Unhappily for this game, the revelations before the senate committee on territo- C. E. RUDDOCK For Sheriff L. A. WEST For District Attorney W. B. WILLIAMS For County Clerk CAL D. LESTER For Auditor J. C. METZGAR For Treasurer W. M. SCOTT For Assessor J. C. LAMB For Tax Collector GEO. E. PETERS For Recorder THEO. A. WINBIGLER Coroner and Public Administrator R. P. MITCHELL County Superintendent of Schools J. L. McBRIDE For Surveyor H. E. SMITH Supervisor First District T. B. TALBERT Supervisor Second District H. H. HALE Supervisor Third District FRED W. STRUCK Supervisor Fourth District GEO. W. ANGLE Supervisor Fifth District J. S. HOWARD Justice of the Peace, Anaheim Township D. W. HASSON Justice of the Peace, Buena Park Township H. E. INSKEEP Justice of the Peace, Fullerton Township WILL R. McALLEP Justice of the Peace, Los Alamitos Township AUGUST LEMKE Justice of the Peace, Yorba Township JOHN KELLENBERGER Constable, Anaheim Township I. D. JAYNES Constable, Buena Park Township CHARLES YOUNG Constable, Fullerton Township GUADALUPE R. MANZO Constable, Yorba Township Every commercial body and upward of 20 improvement clubs have declared against this bond issue. There is no merit in the contention made by the proponents of this bond issue, that San Francisco needs an inland harbor, and no engineer of any prominence or standing has ever said so. The revenues of San Francisco harbor cannot meet the interest and sinking fund of this useless and pernicious bond issue. This league, whose membership numbers some one thousand is composed of the most prominent shipping commercial and professional men of our city. Accompanying this letter, you will find a partial list of our league membership; also list of some of the improvement clubs who passed resolutions, against this socalled India Basin Act. (This includes the names of many improvement associations and business firms.—Ed.) We hope, in the interest of San Francisco harbor you will lend the valuable aid of the columns of your paper, and join this league in urging all voters to vote against the socalled India Basin Act at the coming election. Yours very truly, San Francisco Harbor League. W. B. Wilshire, Secretary. Wanted: Your property for exchange or sale. Money to loan. Chesbro & Johnston, Anaheim. 91-4t GRAPES—Up to 25 cents 1 1/2 cts per lb.; over 25 cents 1c. per lb, at Bauer's vineyard, cor. East and South streets. Township AUGUST LEMKE Justice of the Peace, Yorba Township JOHN KELLENBERGER Constable, Anaheim Township I. D. JAYNES Constable, Buena Park Township CHARLES YOUNG Constable, Fullerton Township GUADALUPE R. MANZO Constable, Yorba Township DEMOCRATIC CANDIDATES For Election for COUNTY OFFICES H. C. HEAD For District Attorney THEO. LACY, Sr. Incumbent For Sheriff J. C. JOPLIN Incumbent For Treasurer B. F. BESWICK For Superintendent of Schools ED. TEDFORD For Auditor H. E. W. BARNES, M. D. For Coroner and Public Administrator S. H. FINLEY For Assemblyman D. S. LINEBARGER Supervisor, Third District SPECIAL UNION BREWING Company of Anaheim Brewers and Bottlers of the CELEBRATED Anaheim Beer Bottle Beer, doz. (large) - 90c Bottle “doz. (small) - 60c NOT INCLUDING BOTTLES Prompt delivery to all parts of the city. Family Trade solicited Phone Pacific 301 - Phone Home 1264 HENSHAW, BULKLEY & CO. 262-64 So. Los Angeles St. Los Angeles IRRIGATION PLANTS INSTALLED COMPLETE MACHINERY of all kinds, including road making machinery, levelers, scrapers, hardpan ploughs, etc. Full stock always on hand. GASOLINE ENGINES CENTRIFUGAL PUMPS REAL ESTATE ACTIVITIES In Orange County are recorded in the office of Williams Bros. Co. With advertising facilities unequalled by any other firm in California. Our matchless equipment of expert salesmen, and extensive automobile service for showing property, WE REACH THE BUYERS Do we sell to them? Our phenomenal list of sales tells the story. List your property where you can get quick action. Give us the right price, and we will do the rest. Williams Bros. Company J. B. ANDREWS, Mgr. Orange Co. Office Next to Santa Fe Depot, Anaheim Home 1631; Pacific 1651 Los Angeles Office, 236-237 H. W. Hellman Building Y. M. C. A. Day Commercial School High grade training in Bookkeeping, Stenography, Accountancy and Law. Men teachers, home influences, low tuition, graduates in demand. Evening courses in Engineering Drafting, Automobile, etc. Send for catalogue. Y. M. C. A., Los Angeles, Cal. R. C. SPOERL Gunsmith & Mechanician Guns, Sporting Goods, Base Ball and Tennis Goods. Electric Furnishings, Batteries, Wiring Southside Dairy Cummings & Knutson, Props. South St., near Lemon, Anaheim. FRESH MILK AND CREAM Delivered to all parts of the City. Telephone, Sunset 191. F. BACKS Undertaker Dealer in Furniture, Wall Paper Cornices, Window Shades, Picture Frames Upholstery Goods, Palts, Oils, and Glass Sewing Machine Supplies Corner Los Angeles and Chartres S R. C. SPOERL Gunsmith & Mechanician Guns, Sporting Goods, Base Ball and Tennis Goods. Electric Furnishings, Batteries, Wiring ANAHEIM STEAM LAUNDRY SOUTH LEMON ST. We do all classes of work and do it in first-class style. BOTH PHONES. USE THEM The Electrical Shop 207 N. Los Angeles St. E. H. ADAMS, - PROPRIETOR Agency for Z. L. Parmelee Electrical Fixtures. Home Phone, 1281; Pacific, 1391. ANAHEIM Cigar Factory ARNOLD & SON, Props. West Center St., Anaheim. Manufacturers of The Anaheim Eagle and Rosebud Cigars. We make a Specialty of Private Box Trade. FRESH MILK AND CREAM Delivered to all parts of the City. Telephone, Sunset 191. F. BACKS Undertaker Dealer in Furniture, Wall Paper Cornices, Window Shades, Picture Frames Upholstery Goods, Palts, Oils, and Glass Sewing Machine Supplies Corner Los Angeles and Chartres 8 JOSEPH BACKS, Undertaker and Embalmer Furniture, Bedding. Repairing done Phones Pacific M93, Home 1062. Anaheim Bakery Peter Syre. Prop. Fresh Bread Cakes and Pies Confectionery, Etc. Wedding Cakes a Specialty Los Angeles and Express Sts. MONEY can be borrowed on more favorable terms from the SAVINGS, LOAN and BUILDING ASSOCIATION OF ANAHEIM than from any similar institution in the State A Home Institution... conducted by home men If you want to borrow money at a low rate to pay off your present mortgage, or to build a home or to improve your present one address or call on Fred A. Backs, Jr Secretary Anaheim